Blog
Long-form guides on Indian tax, salary, finance and the regulations changing them.
How Much Will Your Salary Increase Under the 8th Pay Commission?
The 8th Pay Commission could raise your salary anywhere from 42% to 160% — depending on which fitment factor the government accepts. Here's the timeline, the math, and how to run the numbers for your pay level.
Tax-Saving Investments Compared: ELSS vs PPF vs NPS vs Tax-Saver FD
Every 80C option side-by-side — returns, lock-in, risk and tax treatment on maturity.
SIP vs Lumpsum: Which Wins for ₹10 Lakh Over 10 Years?
An honest data-driven look at the SIP vs lumpsum debate — with the markets where each strategy actually wins.
HRA Exemption Calculation Guide with 5 Worked Examples
How Section 10(13A) works, the "least of three" rule, and five scenarios showing exactly how much HRA you can claim.
Old vs New Tax Regime FY 2026-27: Which Saves You More at ₹15 Lakh?
A decision framework for picking your regime — with the exact deduction threshold where old beats new at every income level.
PillarComplete Guide to Income Tax in India for FY 2026-27
Everything salaried Indians need to know for FY 2026-27 — new slabs, the Income Tax Act 2025 changes, regime comparison, rebates and worked examples.